Products

Linknet Zambia holds exclusive rights in Zambia for the SiliconEnterprise technology by Silicon Capital. We hold the IP and source codes to a number of Silicon Capital technologies covering banking, insurance, administration, retail and telecommunications

Linknet Zambia holds the IP and source codes to a number of Silicon Capital technologies which include:

  1. The SiliconEnterprise Card Management System;
  2. The SiliconEnterprise Wallet Technology
  3. The SiliconEnterprise Messenging Switch for Multi-Messaging Platforms such as WhatsApp.
  4. SiliconEnterprise API
  5. SiliconEnterprise Blockchain API

The Card Management System (CMS)

A comprehensive technology platform that addresses all the requirements for operating large-scale card programs. The system caters for the entire card management life-cycle and has the ability to manage many BINS and distinct card programs via a single interface and to track all aspects of card management which include:

  1. Cardholder on-boarding with FICA/KYC – This can be done securely via Social Media Channels
  2. Cardholder management and program profitability
  3. Fee management
  4. Card on-boarding from Personalisation Centres, card warehousing, card distribution and card tracking
  5. Card Issuing
  6. POS and asset tracking
  7. Card payments
  8. Card life-cycle management
  9. PIN management
  10. Comprehensive reporting features

The SiliconEnterprise Wallet Platform

A comprehensive bank wallet capable of operating large wallet programs and enabling functionalities which include cash-in, load, P2P transfer and cash-out. The platform is capable of operating in online mode, offline mode and hybrid mode. It can operate using a number of form factors that include NFC card, QR Code or Tag. The platform has been designed to also handle cashless events where merchants have to operate offline within stadiums or venues where there is limited internet connectivity.

The Linknet Network Messenger Switch

The Silicon Network Access Point (SNAP) is a technology that operates in a similar way to Visa Access Points (VAP) or MasterCard Interface Processor (MIP) but for customer messaging. This enables clients to access our messenger API for client communications via various channels which include NI USSD, WhatsApp, Facebook Messenger, Telegram etc.

Linknet API

A single API which provides a range of banking and financial transaction services which are delivered via our cloud platform hosted on AWS Enterprise. This enables scalability, durability and security within a PCI DSS environment.

Linknet Debi Check API

This enables consumers to approve debit order mandates and to authenticate debit orders prior to them running off their bank account.

Linknet Blockchain API

Enables connection to block chain platforms for the delivery of payment, settlement and smart contract and other use cases.

Linknet Programmable Wireless SIM cards

Enables banks to provide MVNO services via a programmable sim card which can be issued to their customers enabling secure payments.

Innovative Technology Solutions

Our solutions cover a wide range of software and hardware products that include:

  1. Biometrics – AFIS and person authentication systems
  2. Database design and development across a range of platforms
  3. Mobile and remote data capturing and data gathering systems
  4. Call Centre & Contact Management systems development
  5. Cloud-based enterprise systems including logistics, asset management, vehicle tracking and control systems
  6. Tablet and mobile phone based applications using open architecture and open source technologies
  7. Near-field communications systems
  8. Point of Sales systems
  9. Payment systems
  10. Payroll systems
  11. Card systems
  12. Merchant acquiring systems
  13. Enterprise Resource Planning Systems
  14. Block Chain

LINKPAY Payment Platform

The LinkPay payment platform provides a wide range of complementary technology solutions to enhance existing payment and messaging systems. We believe our technology offerings can add considerable value to the current client strategy and assist them to develop and deploy “next generation” payment solutions within the Zambian market. Our platform provides for:

  1. In-Store POS and EMV devices for the Retail sector
  2. Bill Payment and E-Top-ups – Merchant Interface
  3. Mobile Money and Cross-border Remittance – P2P
  4. Municipal and Government Billing – P2G
  5. E-Commerce transactions & Other Payment Solutions
  6. Cashless Events & Transport Payment Solutions
  7. Agriculture – including IOT sensors and prepaid cards for farm workers

Who we have worked with

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